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HOME LOANS
BALANCE TRANSFER FROM EXISTING BANKS TO GET BETTER RATE OF INTEREST
HOME LOANS ON AFFORDABLE HOUSING, LOAN AGAINST PROPERTY, HOME LOAN MONEY SAVER
OUR DRAFT, CC, LOAN AGAINST COMMERCIAL/INDUSTRIAL/WAREHOUSES/HOSPITALS/SCHOOLS ETC.
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What we are offering
THE BENEFIT YOU WILL GET
Our company offers you home loan on affordable interest rates and helps you choose the bank which is the perfect fit for you on the basis of your financial standing and serves your requirements. We offer a hassle-free and safe experience to all of our clients with a simple application process and minimal requirement of documents. We make sure to approve all related documents of the project and all the legal clearances so that the bank approves your home loan. Your account is managed online to ensure a comfortable experience from the beginning to end. Our experience in financial services and consultancy for more than 3 decades makes us a reliable and an ideal company for serving you.
AFFORDABLE INTEREST RATE
LOW RATE OF INTEREST
SIMPLE PROCESS
COMFORTABLE AND SAFE EXPERIENCE
RELIABLE
IDEAL COMPANY TO SERVE YOU
Avoid Confusion Get it Right with
Our Team
Meet our awesome and expert team members
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SANDHYA KATOCH
DIRECTOR
NIRMAL KATOCH
DIRECTOR
SANTOSH PANDEY
OPERATION HEAD
MUKESH KUMAR
MANAGERWhat our customer says
about us
I am Anup garg and creddire.com has been providing services to me since past ten years.They have a collaboratively working team providing great services and the most amazing part about them is that they provide best after sales service.
I am Avinash Setia, whenever we need any assistance regarding mortgage loans, Creddire.com has been our first preference since last 15 years. They provide the best services and we have never faced any issue during the entire process.
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Banking Partners
Who Can Apply
The home loan eligibility criterion mainly depends on your employment. Take a look at the various aspects, you need to keep in mind:
Age
- 21 years to 60 years
Individuals working under the following can apply:
- Government Employees
- Private sector Employees
- Public sector Employees
- Employees of MNCs or related companies
- Employees of Partnership Firms
- Employees of Proprietorship concern
- Employees of NGOs or related organisations
Age Up To 80 Years.
Documents Required for Home Loan:
When you apply for a home loan there are certain documents required for home loan that are mostly based on the profession/occupation of the applicant. However, most of them are common for all. Let us take a look:
Document List of Identity Proof
1. Pan card
2. Passport
3.Aadhar card
Document List of Residence Proof
1. Aadhar card
2. Passport
3. Voter Card
4.Latest Telephone Bill
A) Latest 3 Month Salary slip
B) Latest 2 Yr Form 16
C) Latest 1 Yr Salary Credit account Statement.
D) Loan Running Statement or Repayment Schedule- If Any Loan Running .
E) 1 Chq Leaf for processing the Loan
Self Employed Non Professional ( Proprietor)
A ) Identity Proof & Res address proof
B) Office address proof
C) Business Address Proof
D) GST Registration Certificate.
E) GSTR3 B & GSTR1 From April to till date
F) Latest 3 Yr 26 As
G) Latest 3 Yr ITR,Computation along with complete set of financials along with Tax audit report with Udin No.
G) Latest 1 Yr Saving as well as Current account statement - Pdf Down Loaded
H) Loan Running Statement or Repayment Schedule- If Any Loan Running.
I) 1 Chq Leaf For processing the Loan
J) Complete Set Of Property Documents along with approved Map
Self Employed Non Professional ( If Business Under Partnership or LLP or HUF)
A ) Identity Proof & Res address proof
B) Office address proof
C) Business Address Proof
D) Pan card and Partnership Deed
E) GST Registration Certificate
F) GSTR3 B & GSTR1 From April to till date of Partnership or LLP Firmor HUF
G) Latest 3 Yr 26 As Of All partners and Partnership or LLP Firm
H) Latest 3 Yr ITR,Computation along with complete set of financials along with Tax audit report Partnership or LLP Firm With Udin No.
I) Latest 3 Yr ITR & Computation of All partners
J) Latest 1 Yr Saving as well as Current account statement of All partners of Partnership or LLP Firm or HUF - Pdf Down Loaded
K) Loan Running Statement or Repayment Schedule- If Any Loan Running
L) 1 Chq Leaf for processing the Loan
M) Complete Set Of Property Documents along with approved Map
A ) IDENTITY PROOF & RES ADDRESS PROOF OF ALL DIRECTORS
B) OFFICE ADDRESS PROOF
C) BUSINESS profile
D) PAN CARD AND MOA OF PVT LTD COMPANY
E) LATEST LIST OF DIRECTOR AND SHARE HOLDING PATTERN OF PVT LTD COMPNAY- CA ATTESTED
F) GST REGISTRATION CERTIFICATE
G) GSTR3 B & GSTR1 FROM APRIL TO TILL DATE OF PVT LTD COMPANY
H) LATEST 3 YR 26 AS OF ALL DIRECTORS AND PVT LTD COMPANY
I) LATEST 3 YR ITR,COMPUTATION ALONG WITH COMPLETE SET OF FINANCIALS ALONG WITH TAX AUDIT REPORT AND DIRECTOR REPORT OF PVT LTD COMPANY- With UDIN NO
J) LATEST 3 YR ITR & COMPUTATION OF ALL DIRECTORS
K) LATEST 1 YR SAVING AS WELL AS CURRENT ACCOUNT STATEMENT OF ALL DIRECTORS AND PVT LTD COMPANY- PDF DOWN LOADED
L) LOAN RUNNING STATEMENT OR REPAYMENT SCHEDULE- IF ANY Loan RUNNING
M) 1 CHQ LEAF FOR PROCESSING THE LOAN
N) COMPLETE SET OF PROPERTY DOCUMENTS ALONG WITH APPROVED MAP
Self Employed Professional (CA, LAWYER & DOCTOR)
A ) Identity Proof & Res address proof
B) Office address proof
C) Business Address Proof
D) Degree Copy
E) GST Registration Certificate.
F) GSTR3 B & GSTR1 From April to till date
G) Latest 3 Yr 26 As
H) Latest 3 Yr ITR,Computation along with complete set of financials along with Tax audit report. With Udin no.
I) Latest 1 Yr Saving as well as Current account statement - Pdf Down Loaded
J) Loan Running Statement or Repayment Schedule- If Any Loan Running
K) 1 Chq Leaf For processing the Loan
H) Complete Set Of Property Documents along with approved Map
Pan card and Aadhar card
Complete Passport and visa
Res address proof in India.
Ovear seas address proof
Latest Credit report with Score from Equifax or Exeperian
Latet 2 Yr W2
Latest 6 Month salary slip
Latest 12 Month Salary credit account statement
Latest 12 Month NRE/NRO Account statement
POA
Pan card & aadhar card of applicant and co-applicant
current overseas address proof of applicant and co-applicant
india res address proof of applicant and co-applicant
passport and visa copy
latest credit report with score from equifax or exeperion
latest 3 yr itr & computation along with complete set of financials APPLICANT AND CO-APPLICANT
latest 1 yr. saving as well current account of applicant and co-applicant
latest 1 yr nre/nro account statment
poa in india
Frequently Asked Questions
The simplest way to calculate the home loan eligibility and the home loan EMI is to make use of the Calculator available on our portal. It is a free online tool that allows you to plan the home loan in an efficient and clearer manner.
Under Section 80C of the Income Tax Act, 1961, you can claim up to INR 2.5 lakhs on the principal amount, registration cost and the stamp duty charges of the housing loan.
No. Under the guidelines of the RBI, a lender cannot lend 100% of the home loan. Depending on the lender you have opted for, you may be able to take a home loan for about 80% to 90% of the purchase price of the property. You would, however, have to make a down payment of the remaining amount on your own.
I am Dr. Alka Singh, currently residing in USA. I have taken a Home Loan of INR 2 Cr from creddire.com . They provide excellent services and all of their employees have a holistic knowledge of NRI customers.